Parents
/ legal Guardian can open account in the name of Girl Child under Sukanya
Samridhi Yojana
Only
one account in the name of one girl child and maximum two accounts in the name
of two different girl children for a family. (There is one exception to this
rule. The natural or legal guardian can open two or three accounts if twin
girls are born as second birth or triplets are born in the first birth itself.)
SSA
can be opened in the name of a girl child from the birth of the girl child till
she attains the age of 10 years.
Girls
(DOB 03.12.2003) up to Age 11 as 02.12.2015 are eligible this year only
introductory offer
On
attaining age of ten years, the account holder that is the girl child may
herself operate the account, however, deposit in the account may be made by the
guardian or parents.
No
nomination facility is available for accounts under SSA
First
Deposit Minimum amount Rs. 1000. (Subsequent deposit should be in multiple of
Rs.100/-)
Minimum
RS. 1000 and Maximum amount Rs.1,50,000 to be deposited in a financial year in
this account (No limit for No. of Deposit )
Penalty
Rs.50 per year if minimum contribution is not made.
Interest
rate for the financial year 2014-15 is 9.1%
After
18 years Partial withdrawal, maximum upto 50% of the balance standing at the
end of the preceding financial year can be taken
Deposits
have to be made for first 14 years only
Maturity
Period - 21 years from the date of opening of account.
Operation
of the account after marriage is not permitted
Sukanya
Samriddhi Account ( SSA ) deposits ARE eligible for deduction u/s 80C of Income
Tax
Act, 1961
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